Independent guide: Independent guide. Not affiliated with, endorsed by or operated for Vanilla Prepaid, Peoples Trust Company, Visa or Mastercard. We never ask for your card number. Read the disclaimer.

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Terms of Use

Last updated
On this page
  1. Educational purpose only
  2. No affiliation
  3. Trademarks
  4. Accuracy
  5. Limitation of liability
  6. Acceptable use
  7. Our content
  8. External links
  9. Changes
  10. Governing law
  11. Contact

By accessing cardholdervanilla.com (the "Site"), you agree to these terms. If you do not agree, please do not use the Site.

Educational purpose only

The Site provides general, educational information about prepaid gift cards. It is not financial, legal or professional advice, and it is not customer service for any card. Card terms, fees and procedures are set by the card issuer and may change at any time. Always rely on your cardholder agreement and the issuer's official channels.

No affiliation

The Site is independent and is not affiliated with, endorsed by or sponsored by Vanilla Prepaid, Vanilla Gift, InComm Payments, Peoples Trust Company, Visa Inc., Mastercard International or any retailer. See our disclaimer.

Trademarks

Product names, brand names and trademarks mentioned on the Site belong to their respective owners. They are used only to identify the products being discussed, and their use does not imply any endorsement.

Accuracy

We work to keep our guides accurate and up to date but make no warranty that the information is complete, current or error-free. Use of the information is at your own risk.

Limitation of liability

To the fullest extent permitted by law, Cardholder Vanilla is not liable for any loss or damage arising from your use of, or reliance on, the Site, including any loss of funds on a prepaid card, declined transactions, or actions taken by third parties.

Acceptable use

You agree not to misuse the Site, including by attempting to disrupt it, gain unauthorized access, send spam through the contact form, or use it for any unlawful purpose.

Our content

Text, illustrations and design on the Site are our original work unless stated otherwise. You may link to our pages and quote short excerpts with attribution. Please don't republish whole articles without permission.

Links to third-party websites are provided for convenience. We don't control those sites and aren't responsible for their content or practices.

Changes

We may update these terms. Continued use of the Site after changes means you accept the updated terms.

Governing law

These terms are governed by the laws applicable in Canada, without regard to conflict-of-law rules.

Contact

Questions about these terms can be sent through our contact page.